Fixed Rate Bonds
The benefit of a fixed rate bond is the knowledge of a fixed return on the maturity of the of the bond. Enabling the bond holder to plan on the fixed increase of the value of their investment. Unlike many bank savings accounts where interest rates can vary, once a fixed rate bond is setup, you know the income you will receive on the maturity date.
Please see below our table of Fixed Rate Bonds
Fixed Rate Bonds Best Buy Table
| Provider |
Product |
AER
|
Term
|
Min Balance
|
ISA Option |
More Info |
 |
Halifax 5 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw |
4.15% |
5 Years |
£500 |
 |
 |
 |
Vanquis 5 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
4.06% |
5 Years |
£1,000 |
 |
 |
 |
Halifax 4 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw |
4.05% |
4 Years |
£500 |
 |
 |
 |
Scottish Widows 5 Year Fixed Rate Bond Interest paid either monthly or annually (4.00% AER), Minimum Deposit £10,000. |
4.00% |
5 Years |
£10,000 |
 |
 |
 |
Halifax 3 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw |
3.85% |
3 Years |
£500 |
 |
 |
 |
Vanquis 3 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.61% |
3 Years |
£1,000 |
 |
 |
 |
UNB 3 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.60% |
3 Years |
£2,000 |
 |
 |
 |
Vanquis 2 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.51% |
2 Years |
£1,000 |
 |
 |
 |
3 Year Fixed Term Deposit Account Request a Brochure Today. Interest paid either annually, quarterly or monthly at 3.50% AER |
3.50% |
3 Years |
£10,000 |
 |
 |
 |
Halifax 2 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw |
3.50% |
2 Years |
£500 |
 |
 |
 |
UNB 2 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.50% |
2 Years |
£2,000 |
 |
 |
 |
UNB 1 Year Fixed Term Deposit Available as sole or joint accounts. Interest payable monthly or on maturity. Deposit between £2,000 to £500,000. Up to £85,000 per depositor is protected by FSCS. |
3.45% |
1 Year |
£2,000 |
 |
 |
 |
Vanquis 1 Year Fixed Rate Bond Available Online Only. Deposit between £1,000 to £250,000, Annual or Monthly interest options available |
3.25% |
1 Years |
£1,000 |
 |
 |
 |
Halifax 1 Year Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw |
3.20% |
1 Year |
£500 |
 |
 |
 |
Nationwide 1 Year e-Bond Save at a rate of 2.80% AER / gross p.a. with a Nationwide Fixed Rate Bond for 1 year. Requires opening of a Nationwide account. |
2.80% |
12 Months |
£1 |
 |
 |
 |
Nationwide 6 Month Fixed rate e-Bond Save at a rate of up to 2.26% AER / 2.25% gross p.a. (depending on deposit amount) with a Nationwide Fixed Rate Bond for 6 months. Requires opening of a Nationwide account. |
2.26% |
6 Months |
£50,000 |
 |
 |
 |
Halifax 9 Month Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw |
1.30% |
9 Months |
£500 |
 |
 |
 |
Halifax 6 Month Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw |
1.05% |
6 Months |
£500 |
 |
 |
 |
Halifax 3 Month Fixed Online Saver Choose when your interest is paid to you | Joint account option available | Qualifies for Halifax Savers Prize Draw |
1.00% |
3 Months |
£500 |
 |
 |
Please read our general investment and savings product disclaimers
Products listed in this table are a selection of those available on the market and always aims to provide a good representative sample of the market. If you need instant access to your money it is sensible you consider other products than fixed rate bonds.
Like many other investment bond products the early redemption of a fixed term bond can result in severe exit penalties.
Bonds rate